Why We Do Insurance Differently
At Fuqua Insurance Group, we’re not in the business of selling cheap quotes. We’re here to make sure you are actually protected. Insurance is more than just a box to check or a bill to pay — it’s your financial safety net. And unfortunately, too many people don’t realize what’s missing from their policy until it’s too late.
The Problem with the Current Insurance Market
The truth is, most insurance today is marketed as fast, easy, and cheap. But that convenience often comes at the cost of real protection. Many policies are built around minimum coverage limits, high deductibles, or missing endorsements — just to lower the price. It’s a dangerous trend that leaves policyholders underinsured, overwhelmed, and exposed when something goes wrong.
We’ve seen it firsthand: policies that don’t cover roof replacements properly, liability limits that don’t reflect today’s legal climate, or missing coverages for common claims like sewer backups, flooding, or equipment breakdown.
At Fuqua, we believe education is just as important as coverage. When you understand your policy, you can make smarter decisions — and avoid costly surprises.
What Makes Us Different
Locally owned and personally invested — We live in the same communities we protect.
Access to 10+ trusted carriers — We find the best fit for your specific needs.
Coverage-first approach — We don’t quote until we understand what matters most to you.
Ongoing service and reviews — As your life changes, your coverage should too.
Our Mission
- To bring clarity, honesty, and real protection back into the insurance experience.
- To help our clients feel confident, not confused.
- To make sure that when life happens — they’re covered.
To provide an accurate quote or coverage review, we ask for a copy of your current insurance declarations page (also called a “dec page”).
This document outlines your existing coverage, limits, deductibles, and endorsements.
Reviewing it helps us:
- Avoid gaps or duplicate coverage
- Offer an apples-to-apples comparison
- Ensure you're properly protected - not just the cheapest option
